Your life can change in a split second from an auto accident. We often hear about catastrophic collisions that leave victims with lifelong disabilities such as partial or complete paralysis, but even seemingly minor car crashes can leave a lasting impact on your overall health. Our accident lawyer, John Fagan, has nearly 30 years of experience helping injured clients seek just compensation for their injuries. He can answer your questions during your consultation, which may include:
1. Do I Have an Auto Accident Case?
Whether or not you have an auto accident case depends on a few factors. Your medical expenses, property damage, lost wages at work, and pain and suffering must be worth enough to warrant filing the claim, and there must be an insurance company involved to pursue a claim against. Florida is a no-fault state, which means we will seek a settlement through your insurance policy. There must be sufficient evidence to show the driver who hit you failed to use proper caution at the time of the accident.
If you have already accepted a settlement from the insurance company involved, you forfeited your right to pursue a legal claim.
2. How Much is My Case Worth?
The value of your auto accident lawsuit will entirely depend on the severity of your injuries. Many common injuries from auto accidents require ongoing medical care such as physical therapy for an injured shoulder or leg. Severe injuries may mean home modifications to accommodate a short- or long-term disability. You may experience PTSD from the auto accident and require psychotherapy, and the accident could take you out of the workforce entirely, which means you’re owed lost wages or loss of earning capacity.
If a loved one was killed in the collision, you could file a wrongful death claim to recover damages for the immeasurable loss of a family member. Our attorney will calculate the estimated worth of your claim based on these factors during your consultation.
3. How Long Will It Take to Get My Case Settled?
Auto accident claims may take a few weeks, several months, or years to reach a fair settlement. How long your accident case takes to resolve will depend on the extent of your injuries and available evidence to support your claim. We must consult the police report, your medical records, specialists who can reenact the scene, and many more steps to build a thorough and compelling case, which takes time.
Our accident lawyer understands you have medical bills, property damage, and other expenses that need to be paid and will work to pursue your case quickly and aggressively because we make insurance companies pay.
4. How Fast Can I Get My Vehicle Fixed?
The sooner you start the process by contacting your insurance company and our attorney, the better. You will be assigned an insurance adjuster who will come to the body shop and evaluate your vehicle. They will approve repairs, though sometimes they report the car is totaled and offer you a lump sum instead. If that is the case, speak with our attorney first to ensure you receive the total amount you need to purchase a similar vehicle or pay off your car loan. It typically takes up to five days for the insurance adjuster to come to evaluate your vehicle.
5. How Am I Going to Get My Medical Bills Covered?
Florida requires all drivers to carry at least $10,000 of PIP (Personal Injury Protection) insurance coverage. PIP coverage should cover the medical bills you incur for treating injuries related to the auto accident up to $10,000.
Our practice is dedicated to helping accident victims. If you ever need help with a legal problem or just want information on this subject, you can always reach me at 777-JOHN.
We serve clients throughout Florida with our offices in Ocala, Keystone Heights, Palatka, Starke, Gainesville, and Middleburg.