Protecting Accident Victims Since 1983

How Personal Injury Claims Are
Examined by Insurers

How Personal Injury Claims Are Examined by Insurers

How Personal Injury Claims Are Examined by Insurers

When it comes to filing a personal injury claim, your Orange Park accident lawyer will explain to you how your insurance company is likely to judge your claim and how the company will come to a decision about whether to settle or go to trial.

Insurance Companies Are Usually Willing to Take Even Small Personal Injury Cases to Court Rather Than Settle.

Insurance companies typically gamble that the outside chance of being ordered to pay a hefty verdict is low and worth the relatively small cost of defending the case in court, contrary to what you might expect. The companies think it is better to pay a few thousand dollars to defend a claim worth upwards of $10,000 if it seems likely that they will win the case. Some companies use the tactic of settling a case on the courthouse steps just before trial, so that they don’t appear eager to settle just to avoid litigation. And if liability is a key issue, they will be willing to spend even more money to defend a case that could be settled for just a few thousand.

Insurance Adjusters Will Not Settle a Claim for More Than They Think It Is Worth, Even If That Keeps the File Open for Longer.

While all insurance adjusters have the goal of closing files, they will not be willing to drastically undercut the value of a claim just to have another file closed. Once a lawsuit begins, the file moves from the adjuster’s desk to the defense attorneys, and is no longer the adjuster’s problem. They leave all the hard work to the defense counsel and your Orange Park accident lawyer to work out.

Insurance Adjusters Must Justify Their Settlement Decisions to a Higher-up at Some Point.

Every claims manager, even at the senior level, has to defend his or her decision to settle a claim to his or her superior either before or after it is finalized. They will sometimes prolong settlement negotiations by citing the need to “get authority” to do anything more for your claim, because they know any decision they make can be questioned or reversed by a superior later on. For this reason, insurance adjusters are careful to make sure every settlement decision can be appropriately justified, and they will not risk their job or career just to close one file or avoid litigation.

Contact an Orange Park Accident Lawyer

For more information about how insurance companies will examine your personal injury claim, contact Orange Park accident lawyer John Fagan at (844) 334-6699.

GET A FREE CASE REVIEW Click Here

Google Reviews

Renée Darnell
Renée Darnell
17:27 04 Jun 19
I have recommended Accident Lawyer John Fagan to my family and friends. The Team at Accident Lawyer John Fagan has done an outstanding job representing them.read more
Wesley Caton
Wesley Caton
19:00 04 Apr 19
My experience has been nothing but amazing, Daphne has been astounding and no matter what obscure demand was made by me or insurance she rolled with punches. Her transparancy really meant a lot to me, she was straight forward with every step we were in.read more
Paul Wheat
Paul Wheat
19:06 07 Jan 19
Over all it was not bad.. dealing with work comp I found that very few are on your side and no matter who you are, you are now viewed as a lazy criminal. Debbie was great and communication was clear. Dave did his job but nothing more. I do not feel I was prepared for what I heard in mediation to the extent of the numbers.. as an office 4 stars.. Debbie... 5 stars... the experience... well I'm sorry anyone is even looking for an attorney for help.read more
Dawn Battle
Dawn Battle
18:56 07 Jan 19
Had a wonderful experience at The Fagan Law Firm! Mr. Daze was wonderful to work with, full of wisdom and helped me get my settlement quickly. Would use this law firm again!read more
Maria Galarza
Maria Galarza
15:00 13 Nov 18
My experience was not very pleasant, first we were new clients without any experience about car accidents for that reason we did not know how the process will be or how long that could last. When we started the process we never got explained step by step how will work. We expected more communication from the person in charge of the case in our case was Adrianne, She never answered a call and when I sent emails I did not get an answer on time, most of the time it took more than 48 hours for her to respond and I was not pleased with the answer of my question (leaving me with doubts about what I was asking) when the case of property damage part was finally over with her, the case goes on demand for the insurer which never I saw some copy but I have to clarify that Mrs Daphne nail was very kind.read more
Kristen Rosepiler
Kristen Rosepiler
22:41 19 Oct 18
First off, if I could give Daphne ZERO stars, I would. She was terrible with communication! She could never accept a phone call, I always had to leave messages that she never returned, and didn't even call me on SCHEDULED conference calls. The three stars is only because of my beginning experiences..... My case was transferred to Adrienne, if you have a case here, REQUEST HER. She was such a breath of fresh air. She kept me updated via email about everything. I understand that a lot of phone tag happens during these cases, but she kept me updated on everything. Not a week went by that she didn't tell me what was going on. She fought very hard for me to get my bills and med pay down so that my settlement was better. In the end, she turned an awful experience into a good one. She definitely deserves 5 stars!! Thanks!read more
Chaos with the Christopher's
Chaos with the Christopher's
13:07 09 Oct 18
I don't reccomend this attorney at all. They drug my case out for 6 years. I went 8m without them contacting me. They aren't genuinely for you. I was told that my case wasn't putting any money in their pockets. That's when I knew I had to fire them. 6 years too long! I reccomend Byrd & Byrd!read more
Rand Peterson
Rand Peterson
17:26 28 Aug 17
John Fagan did an exceptional job in dealing with my accident claim. Daphne was also a key player in the settlement that I received. I would definitely use John Fagan (and Daphne) again if the need would ever arise in the future.read more
Joan Brackin
Joan Brackin
22:08 28 Jun 17
The challenges that my daughter has experienced since her car accident last summer have been many. This law firm and their supportive staff have always had an open ear and were only a phone call or email away to answer questions regarding getting her the medical help that she has needed. I highly recommend this group of people to be there in your time of need.read more
Alicia Williams
Alicia Williams
18:32 28 Jun 17
I highly recommend John Fagan for your personal injury lawyer. The staff is very professional and knowledgeable. They are always a phone call away ready to address any of your cares and concerns. When you first meet with John Fagan he makes you feel comfortable and confident he will do the best job he can for you.read more
Rick Bartley
Rick Bartley
18:10 28 Jun 17
So far top notch group of staff. From account manager's that are on top of it and get answers quick to John Fagan being available when needed. Couldn't ask for a better law firm to represent my case.read more
Sandra Danner
Sandra Danner
22:56 23 Jun 17
I really wish I had called John Fagan firm to be on my side a couple years ago after an accident. I did not hire any representation and have always felt like the insurance company cheated me from a fair settlement. It was a time I needed to feel like I had family on my side and everyone at this law firm will treat you like family. John is an especially amazing community advocate. Don't make the mistake I did! Call John Fagan law firm today!read more
Next Reviews
Review Us